Add How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam

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<br>There is absolutely nothing remotely out of the common about Angela Lloyd and Lee Phillips' [semi-detached](https://www.proptisgh.com) home on a quiet cul-de-sac in Merseyside.<br>
<br>And to the common eye, Lloyd appears like a typical middle-aged mum who works relentlessly to care for her ill partner.<br>
<br>So it was to the large shock of neighbours when cops came down on their driveway to raid the [couple's](https://kopenaandecosta.nl) St Helens home.<br>
<br>Hiding behind the family's net drapes was in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.<br>
<br>Lloyd, 58, sobbed 'Oh my god' as she was imprisoned this week over a string of untruths consisting of utilizing a dead female's identity, making up 'bogus' medical conditions for her child, and developing pseudonyms to work while [claiming carers](https://propertybaajaar.com) allowance.<br>
<br>Husband Phillips, 54, was likewise imprisoned after the set's enormous benefits scams was lastly exposed.<br>
<br>While the couple managed to siphon off their ill-gotten gains for years - neighbours have actually exposed to MailOnline the apparent clues that the couple were running a fraud.<br>
<br>Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives discovered a web of lies consisting of the production of pseudonyms to claim advantages<br>
<br>The scammer next door: The presuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually failed to reveal this to the council when she relocated in 2018<br>
<br>Phillips visualized in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event<br>
<br>Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking really frail as he would 'hobble' on his strolling stay with meet his carers.<br>
<br>But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.<br>
<br>Locals likewise informed of how there was 'constantly something dodgy' about Lloyd, which she would never ever look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.<br>
<br>Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently took nearly ₤ 170,000 in advantages over a decade, and likewise assisted Phillips wrongly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.<br>
<br>When neighbours saw them loading up among their 2 cars and trucks previously this week, they believed they were going off to remain at their secret caravan, just to discover they were going to jail.<br>
<br>One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real show of not having the ability to stroll whenever his carers were here.<br>
<br>'He was shuffling along and holding onto his cars and trucks in the [driveway](https://dev.worldluxuryhousesitting.com) before he took a long period of time to get to his carer's automobile on his walking stick.<br>
<br>'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking great then.<br>
<br>'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.<br>
<br>'But after the cops raid, they ended up being more reserved and didn't say a lot to individuals.<br>
<br>'There was always something dodgy about her - she would not look individuals in the eye and boasted about going to her ₤ 60,000 caravan but would never ever state where it was.<br>
<br>'They would take her teenage kid and disappear on a Thursday night and not get home up until Sunday.'<br>
<br>Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, work assistance allowance and council tax reductions that he was not qualified for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, but at other times was seen 'strolling fine'<br>
<br>Following the authorities raid secret rural street, neighbours were entrusted to questions regarding why the couple had actually been apprehended - and some declare Lloyd had later told them it was down to pet breeding.<br>
<br>But these concerns were lastly laid to rest on Tuesday when the court heard how Lloyd had actually declared a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal independence payments over the course of 11-and-a-half years.<br>
<br>With the aid of Lloyd, Phillips was likewise found to have unlawfully declared ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions since 2018.<br>
<br>Olivia Beesley, prosecuting, detailed how the mom's fancy rip-off began when she falsely began claiming housing advantages for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.<br>[cluthahomes.co.nz](http://www.cluthahomes.co.nz/)
<br>She even made a phony occupancy agreement for the 'totally fictitious caravan', ultimately filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.<br>
<br>Then in 2018, she started making fraudulent claims that her spouse needed 'numerous everyday carers to attend to his needs'. She reached utilizing Phillips' sis Zoe's birth certificate to position as his brother or sister and claim that she was his primary carer.<br>
<br>She likewise lied that she was unable to work due to being a full-time carer, but was found to have been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.<br>
<br>In 2022, she began creating 'incorrect medical conditions' for her kid, claiming she had actually a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were declared in [relation](https://overseas-realestate.com) to this.<br>
<br>She again utilized the [departed lady's](https://www.roomsandhouses.nl) name as being her social employee to claim ₤ 13,526.70 of PIP, specifying that she needed carers due to 'health conditions'.<br>
<br>Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never exposed, and would say they were going to remain at the caravan from Thursday to Sunday<br>
<br>One neighbour stated they saw the couple loading up on of their vehicles previously this week and presumed they were going off to their 'caravan', only to later learn they were off to jail<br>
<br>When MailOnline checked out Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her son would apparently go off to a caravan on the weekends.<br>
<br>It is not known whether this was the same 'fictitious caravan' which took place to have never existed, or an indeed a separate, genuine caravan.<br>
<br>Leni Newton, 63, said: 'She told individuals that the cops raid was due to the fact that someone had actually informed on her for breeding border [collie puppies](https://lefkada-hotels.gr) without a licence.<br>
<br>'I'm stunned they've been jailed. I believed they were all above board.<br>
<br>'I just saw them a couple of days ago packing up luggage - I believed they were just going to their caravan.'<br>
<br>She added: 'I understand they met as she was his carer. He was wed but Angela moved in. I thought she had resided in Southport.<br>
<br>'I did see his ex-wife parked up in the street watching his house when they split.<br>
<br>'She was obviously spying on them.'<br>
<br>Her partner David Manchester, 70, stated: 'It's a huge surprise they appeared to be living a double life.<br>
<br>'There were a lot of cops came here.<br>
<br>'He was at the street celebration for the Queen however other times he did appear really frail.'<br>
<br>Hand in Hand homecare company [validated](https://landpointgroup.com) to [MailOnline](https://luxuriousrentz.com) that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.<br>
<br>A representative said: 'We sacked her right away when we found out the reality.<br>
<br>'All her DBS and referrals inspected out. The police stated we had actually done nothing incorrect.'<br>
<br>The court heard how Phillips likewise tricked cash from the general public handbag by stopping working to reveal the reality that Lloyd had actually moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.<br>
<br>He is likewise stated to have 'overemphasized' his medical conditions and require for care, specifying that he was unable to do anything for himself.<br>
<br>He stated himself 'unfit for work' and failed to discuss his better half's wage - illegally filching ₤ 51k in work support allowance.<br>
<br>However, Phillips alleged that Lloyd had finished the kind and had just 'asked him to sign it'.<br>
<br>Phillips' counsel Jim Smith argued he has a 'intricate current history' of mental health and specials needs consisting of neurological condition, stress and anxiety and anxiety.<br>
<br>He was likewise said to have actually a pacemaker fitted and appeared in court in a wheelchair.<br>
<br>While Phillips had no previous convictions connecting to similar matters, nevertheless Lloyd's rap sheet reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look was in 2012.<br>
<br>Lloyd was imprisoned for two years after admitting 7 counts of fraud by [incorrect](https://tehranoffers.com) representation, and Phillips was also seen wiping back tears as he was imprisoned for 20 months for fraud by incorrect representation and three counts of dishonestly failing to divulge details to make a gain.<br>
<br>Sentencing, Judge Simon [Medland](https://onedayproperty.net) KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the public.<br>
<br>'For those who seek to defraud the general public of limited and important benefits which need to be directed to those who need them, not those who just wish to have them for factors of individual greed, that is a serious by each of you over an extended period of time.'<br>