Add Father-son Duo 'ghost Brokers' Scammed Drivers Out Of ₤ 60k.
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<br>A dad and boy duo from Leicester [scammed motorist](https://glorycambodia.com) out of more than ₤ 60,000 by offering worthless automobile insurance coverage that left dozens uninsured.<br>[cyprus-property.net](http://www.cyprus-property.net/cyprus_business.htm)
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<br>Ilyas Rauf charged unwary clients up to ₤ 300 for invalid policies, which left motorists dealing with potential fines and vehicle seizures, while secretly sharing countless pounds with his child Amer Ilyas.<br>
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<br>In the rip-off, phony insurance coverage intermediaries will claim they can get you cars and truck or home insurance as a discount rate.<br>
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<br>They may either turn over a phony policy or a real one, which they subsequently cancel to keep the refund for themselves.<br>
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<br>Alternatively, they secure a real policy with incorrect info to bring the premium down - which would likely leave it void ought to you [attempt](https://dazhomes.com) to make a claim.<br>
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<br>Rauf, 51, made ₤ 61,763 from August 2016 to January 2020 by providing forged employment letters to secure affordable premiums for his victims.<br>
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<br>Between September 2019 and June 2020, he shared more than ₤ 11,000 of his [earnings](https://shubhniveshpropmart.com) with his 28-year-old boy, who was offered the task of recruiting victims through social networks.<br>
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<br>The father and boy were sentenced at Leicester Crown Court for fraud offences<br>
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<br>The National Crime Agency previously shared a series of mocked-up Instagram ads using '100% legitimate insurance coverage ensured to beat any rate' to reveal motorists what to look out for<br>
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<br>An examination discovered he utilized letters from a business called Eastern Catering to fraudulently obtain no claims discounts.<br>
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<br>He incorrectly claimed his customers had worked for the business for multiple years without crashes or insurance claims.<br>
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<br>It was later on found that the address Eastern Catering was registered to was the exact same [utilized](https://property-d.com) by Rauf to offer the phony policies.<br>
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<br>Police found that his son had also messaged 31 contacts about insurance coverage on his phone between October 2015 to March 2021, typically telling customers that his father would provide quotes for them the next day.<br>
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<br>Amer Ilyas would then [inform victims](https://scoutmoney.co) to go to the office or send images of bank cards for processing of payment.<br>
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<br>Rauf was connected to 52 fraudulent motor insurance coverage across 4 different insurance companies.<br>
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<br>Ilyas Rauf's sibling Ziaed was captured on CCTV getting rid of 2 computer systems from the workplace while police raided his [nephew's](https://www.vitalproperties.co.za) home.<br>
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<br>Four call had been made in between the bros before [Ziaed Rauf](https://property-northern-cyprus.com) unsuccessfully attempted to block a CCTV video camera and fled.<br>
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<br>Ziaed was caught on CCTV eliminating 2 computers from the workplace while police robbed his nephew's home.<br>
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<br>Ziaed Rauf unsuccessfully attempted to [obstruct](https://movingsoon.co.uk) a CCTV camera and got away<br>
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<br>How to prevent coming down with 'ghost brokers'<br>
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<br>Karl Parr, from AXA UK, stated clients can secure themselves by following the below recommendations:<br>
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<br>• Steer clear of buying insurance coverage policies promoted through social media platforms and instantaneous messaging apps.<br>
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<br>• Beware of insurance brokers who market their services in personal neighborhood online forums or through ads in public locations like pubs, coffee shops or newsagents.<br>
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<br>• Don't engage with insurance coverage brokers who ask for payment in money or through bank transfers. Reputable brokers will offer payment choices through an online website.<br>
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<br>• Avoid insurance coverage brokers who utilize individual email addresses or cellphone numbers to offer policies.<br>
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<br>• If you're stressed over a policy you have actually purchased or the information do not look right, contact the insurance provider straight - don't utilize the details offered by the broker.<br>
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<br>• To guarantee you're dealing with an authorised insurance broker, examine the Financial Conduct Authority's website or the British Insurance Brokers' websit.<br>
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<br>Advertisement<br>
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<br>Their scam was discovered when monetary investigators discovered that he e declared to have made ₤ 27,366 from 2016 to 2020 regardless of pocketing more than ₤ 61,000 from the insurance fraud alone.<br>
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<br>When questioned by police, his child informed officers he might not keep in mind being given cash by his dad and declared he did not understand what it was for.<br>
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<br>The three guys appeared at Leicester Crown Court on Friday, June 6.<br>
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<br>Ilyas Rauf, 51, of Normanton Road, Highfields, Leicester, pleaded guilty to fraud by incorrect representation, breaching the Financial Services and Markets Act and moving criminal residential or commercial property and was jailed for 21 months.<br>
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<br>Amer Ilyas, 28, also of Normanton Road, [pleaded guilty](https://ezestate.net) to cash laundering offences and was offered 16 weeks imprisonment, [suspended](https://tbilproperty.com) for 12 months. He was likewise bought to complete 100 hours of unpaid work.<br>
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<br>Ziaed Rauf, 47, of Thurnview Road, Evington, Leicester, was offered 18 weeks jail time, suspended for 12 months, and was bought to finish 120 hours of overdue work after pleading guilty to perverting the course of justice.<br>
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<br>The current figures from the Association of British Insurers (ABI) show the price of the average car insurance coverage in January to March 2025 was ₤ 589, a 6 percent drop from the year before.<br>
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<br>However, premiums stay more expensive today than 2 years back, with the average policy ₤ 478 in January to March 2023 - 23 percent less than the very first quarter of 2025.<br>
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<br>It follows a dramatic rise in social media and email hacking reports last year, according to Action Fraud.<br>
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<br>A total of 35,434 reports were made to the fraud and [cyber crime](http://app.vellorepropertybazaar.in) reporting service in 2024, compared with 22,530 in 2023.<br>
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<br>Hacking approaches include fraudsters gaining control of an account and impersonating the owner to convince others to expose authentication codes.<br>
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<br>The frauds, understood as 'ghost broking' are often promoted on social media, appealing inexpensive quotes for a vehicle insurance coverage policy.<br>
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<br>Car insurance policies have dropped over the in 2015, but are still stay traditionally high<br>
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<br>The car insurance coverage quotes that ARE too excellent to be real: Warning over rise in 'ghost brokers'<br>
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<br>Many victims think they are being messaged by a pal.<br>
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<br>The most common intentions for social media hacking were financial investment scams, ticket scams or theft, Action Fraud said.<br>
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<br>Fraudsters can also acquire account information by means of phishing frauds or data breaches.<br>
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<br>People typically use the very same password across accounts, so when one is leaked a number of accounts are left vulnerable.<br>
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<br>Action Fraud has introduced a campaign, supported by Meta, to encourage individuals to take extra online defense by enabling two-step confirmation.<br>
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<br>Victims frequently don't understand they have been scammed till they attempt to claim on their policy or if they happen to be [dropped](https://ethiopiarealty.com) in police and asked to reveal their insurance coverage documents.<br>
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<br>Karl Parr, [Claims Technical](https://ykrealyussuf.com) Director, AXA UK, told MailOnline: 'Ghost brokers typically use premium rates far cheaper than clients can find elsewhere.<br>
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<br>'Remember, if something sounds too good to be real, it nearly certainly is.'<br>
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<br>Young motorist Wayne Simpson bought a cheap car insurance plan on social media before realising it was phony after he was unable to claim following a crash, landing him with a loss of ₤ 500.<br>
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<br>Young chauffeur Wayne Simpson bought a cheap car insurance coverage policy on social media before realising it was phony after he was not able to claim following a crash, landing him with a loss of ₤ 500<br>
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<br>'We called up Aviva and they told me there wasn't a [policy secured](https://libhomes.com) in my name and that the number we had actually provided them was not a number they would use,' he informed Sky News.<br>
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<br>'That's when the dust settles, and you understand it's been a fraud.'<br>
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<br>Mr Simpson stated the insurance coverage files looked so genuine that they managed to deceive a police officer at the scene of the crash.<br>
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<br>'She stated," Your car's not appearing as guaranteed". Immediately I went to my glove box, pulled the insurance documents, showed her the files and she read through it and said," That's completely great",' he said.<br>
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